The UK is made up of 4 countries: England, Scotland, Wales and Northern Ireland. One of the most powerful economies in the world, the UK ranks 5th by nominal GDP, which is a leading factor in attracting talents from all over the world.
- The British Summer
- Exploring the UNESCO World Heritage Sites
- The good balance of national parks and stunning coastlines amidst the bustling cityscapes
Visa and Citizenship
UK offers various visas and it is important to check which visa you should obtain. Since late 2018, UK Visa and Immigration has updated its application procedures for settlement, citizenship and temporary work/study stay. Moving forward, most of the applications will have to be filled up online. For more information, do visit the UK Government website.
“Do”s and “Don’t”s
There are strict regulations about the type of items that are prohibited or restricted in the UK. Violating these regulations might make you liable to criminal charges or even deportation. It is important to know the exact items that are banned to avoid getting yourself in this situation. You can click here to view the exact list of prohibited items and also find out more information on customs and quarantine.
Since 2010, the UK government has introduced a 5-tier visa system for those who wish to live and work in the UK. Do read up the necessary information on the immigration website to understand which visa you are eligible for:
- Tier 1 visa: For ‘high-value migrants’ from outside the EEA (e.g. investors, entrepreneurs etc.)
- Tier 2 visa: For ‘skilled workers’ from outside the EEA with a job offer in the UK (e.g. general work, intra-company transfer, minister of religion, sportsperson etc.)
- Tier 4 visa: For students aged over 16 from outside the EEA who wish to study in the UK
- Tier 5 visa: Temporary work visa
To stand a better chance, do look out for networking opportunities with companies that you are interested in, check out some of the online job portals or professional and trade associations.
Public Transport System
£100 – £135 per month
Average Public Transportation Cost
UK has a reputable public transport system which consists of a combination of buses, trains and trams. Some bus schedules are designed specifically to accommodate school and business timings. As such, there is a lack of noon and weekend services.
Car sharing and taxis
Black cabs (London’s official taxi) can be hailed on the street or at designated areas. If the yellow TAXI sign is switched on, it simply means that the cab is available for hire. The black cabs are metered with a minimum charge of £2.60 and you can check out the rates here. Alternatively, Uber’s services have rapidly expanded in the big British cities since its official UK launch in 2012, and also serve as a travel option on top of taxis and minicabs.
Intercity Transport System
With an extensive network of intercity coaches and trains, getting around UK from one city to another is rather convenient and efficient. The main operators for intercity coaches are National Express, Megabus, EasyBus, Scottish Citylink and Ulsterbus and Goldline in Northern Ireland (cf. Translink). For great deals, you can check out comparison sites like CheckMyBus. Do bear in mind that coach tickets must be purchased in advance as they are not allowed to be purchased directly when boarding.
Renting would be more appropriate if you are intending to stay in the UK for only a couple of years. Buying a property in this case would not be as cost-efficient as it may be harder for you to recuperate stamp duty and other costs in the short-term. Make sure you understand all the rules and boundaries involved in renting, as well as your own rights when renting a property. You can check out a free version of “A guide for Tenants.” Furthermore, it is good to know that rental in big cities like Manchester and Glasgow will be slightly more expensive as compared to rental in smaller towns.
Foreigners, independent of whether you are a resident, have the legal rights to buy property in the UK. The good news is that in recent years, UK has hit a record-low in interest rates on mortgages. Expats are able to apply for mortgage but the terms are dependent on the individual banks. This makes it important to understand the different types of mortgages in the UK:
1) Fixed rate mortgages
This type of mortgages guarantee that the same interest rate will be applied for the duration of the agreement – most often up to 5 years.
2) Variable rate mortgages
This type of mortgages are subject to changes in interest rates, which could be based on either the Standard Variable Rate (SVR) or Bank of England (BoE) rates.
You can find more relevant information on applying for mortgages and dealing with banks here.
There are also different products where their availabilities are subjected to buyers in specific situations. For example, first time buyers might be entitled to a different offers than other buyers.
There are several sites that provide listings for UK property on sale and rent such as RightMove, Zoopla, Onthemarket and Tepilo. You can also engage estate agents for your house-hunting. This is often the preferred method as you will be able to tap on the local knowledge expertise of these agents. When engaging the help of an estate agent, do ask about their service inclusions so that you can select the appropriate agent who fits your preference and budget.
The simplest way to open a UK bank account would be to do so in your own home country first to ensure a safe and easy process. There are major world banks that have a presence in the UK to assist in this matter. Having a UK bank account rather than an international account is more beneficial as you would not have to deposit any money for the account to be active. Major banks in the UK include HSBC, Barclay’s, Royal Bank of Scotland, Lloyds, Standard Chartered and Santander.
To set up your UK bank account:
• Provide a proof of your address and a valid form of ID
• You might also be required to provide your contract of employment and a HM Revenue & Customs P2 ‘PAYE Coding Notice’
• Some banks may also require that you show a National Insurance (NI) number
These steps are just basic guiding steps. Should you need more information, you can head to the government’s Money Advice Service and online comparison websites for more details. HSBC provides a helpful guide for expats moving to the UK that specifies the types of bank accounts available and their benefits as well as useful financial advice.
UK boasts itself as one of the world’s leading healthcare systems. The National Health Service (NHS) provides healthcare services and funding to anyone living in the UK legally and on a permanent basis. All expats in the UK are entitled to free emergency treatment at NHS hospitals, regardless of immigration status. However, this service may be subjected to long waits and the uncertainty of appointments.
Alternatively, private hospitals will be speedier, but they are highly specialised in a particular type of care and the cost of treatments is expensive. Thus, most people do not choose this option unless they have health insurance.
Health insurance in UK There are many health insurance providers who offer international coverage. These are specially catered to expats when moving back to their home country or when generally travelling overseas. Employers in the UK are not legally obliged to provide medical insurance to their employees. As such, you will need to pay for your own health insurance. Thus, it is important that you do your research (you can check out this article on InterNations) and compare across various health insurance products when choosing your policy.
If you have children, you might want to prioritise choosing a school and let that guide the choice of which city to live in. This is because majority of government-funded schools in the UK and certain private schools admit students based on catchment areas.
For British citizens and foreigners legally living in the UK, state schools are free-of-charge, due to its funding from taxes. State-funded schools are usually found in more affluent areas and these offer better teaching and facilities. In order to view the quality of the teaching, facilities and qualifications of the schools, you can visit the school’s Ofsted (Office of Standards in Education) report.
The admission criteria is not generalisable, as each school’s criteria vary greatly. International students are of equal status to the British students however, admittedly, some schools are less willing to offer places to students who are only on short-term stay in UK.
The private schools in the UK are otherwise known as independent schools, and they generally adopt the British curriculum but have a more extensive range of subjects. There is an increasing trend of private schools in the UK offering students the chance to study the International Baccalaureate. Private schools offer better quality of teaching and smaller class sizes, but due to these benefits, the fees for private schools are more expensive. Each year, a limited number of scholarships are extended to gifted students, which might be something you’d like to consider.
International schools are the most popular choice amongst the expat community, as their children are allowed to resume studying the same syllabus from back home. This really accommodates for expat families who are not down for a long-term stay and ensures a seamless transition for their children’s education. The current international schools in the UK encompass the American, French, Japanese, Canadian and Australian national curricula. As international school fees are more expensive, you could try to negotiate for an allowance into your employment contract and add in the coverage of the cost of school fees.
The UK boasts incredible rankings for its universities, with the University of Oxford holding the 5th ranking in the world, while the University of Cambridge follows after at 6th, Imperial College London and UCL (University College London) coming in at 8th and 10th place respectively. Overall, the brilliance of the UK universities helms the country’s second place position in the QS Higher Education System Strength Rankings 2018.
Public holidays in the UK are referred to as bank holidays. The official holidays vary depending on the different regions, England, Wales, Scotland and Northern Ireland. National Public Holidays include:
- New Year’s Day
- St Patrick’s Day (Northern Ireland only)
- Good Friday
- Easter Monday
- May Day
- Spring Bank Holiday
- Battle of the Boyne (Northern Ireland only)
- Summer Bank Holiday
- St Andrew’s Day (Scotland only)
- Christmas Day
- Boxing Day
- In 1811, it is estimated that 25% of all women in the UK were named Mary.
- Royal Family
- British Premier League
- Tea and Scones
- River Thames